QBE is New Zealand’s leading liability insurer, providing essential liability insurance for businesses across the largest industrial, commercial and professional spectrum.

We can insure virtually every legal liability risk confronting your business and our experienced insurance underwriters are able to tailor liability insurance cover to meet your own, individual needs. Our wide portfolio contains many niche and specialist liability insurance products but, in the main, our legal liability insurances provide for:

  • the ever increasing cost of legal defence
  • settlements agreed out of court
  • damages and costs/expenses awarded by court
  • access, via our skilled liability claims team, to some of the country’s leading defence lawyers.

Our liability claims professionals are aware of the commercial need to protect brand and reputation, and are focused upon bringing about swift and fair resolutions that enable you to get back to doing what you do best – running a successful business.


Which cover is right for you?

General Liability

General Liability insurance combines Public Liability insurance with Products Liability insurance to provide your business with comprehensive protection should you, your employees or your products cause third party property damage or personal injury.

QBE's General Liability Policy automatically includes cover for defective workmanship. (For full details please refer to the product briefing.)



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Statutory Liability

Statutory Liability insurance defends you, your business and your employees against unintentional breach of a range of New Zealand acts of parliament. It pays for defence costs, legally allowable fines and reparations following Health and Safety at work act breaches.



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Employers Liability

Employers Liability insurance steps in to defend you and your business against civil actions by employees alleging workplace illnesses or injuries not covered by ACC.



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Professional Indemnity

Professional Indemnity insurance protects you and your company against allegations of professional negligence and includes many valuable automatic extensions to cover.



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Directors Liability

Directors Liability insurance offers directors of companies protection against being personally sued for the failings or oversights of their company.


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Information and Communication Technology Liability

Recognising that those in the ICT industry often deliver both an advisory service and a tangible product, ICT Liability insurance integrates professional and public liability protection in order to minimise gaps in cover for this specialist segment.



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For a full copy of the policy wording and any supplementary questionnaires that might need to be completed, please refer to your broker.